John Hancock
A.M. Best
S&P
Moody’s
Fitch
COMDEX
John Hancock *As of
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Overview: John Hancock’s LifeCare product is a hybrid policy that combines an indexed universal life (IUL) insurance plan with long-term care benefits allowing policyholders to address two needs in one: securing a death benefit for beneficiaries while also providing a pool of funds for potential long-term expenses. LifeCare incorporates the John Hancock Vitality PLUS program, which offers rewards, discounts, and potential enhancements to policy benefits for policyholders who engage in healthy behaviors. The product also has a combination of indemnity & reimbursement options, inflation protection options & streamlined underwriting.